Free Canadian calculator
Down Payment Calculator Canada
Enter a home price and your planned down payment.
Down payment percentage—
Mortgage before other adjustments—
More needed for 5%—
More needed for 10%—
More needed for 20%—
Important note
Calculate your down payment percentage, mortgage amount and remaining amount to reach common thresholds.
Illustrative estimate only. Actual results can differ because of taxes, payroll frequency, lender underwriting, fees, compounding conventions and personal circumstances.
Frequently asked questions
Why are 5%, 10% and 20% shown?
They are common Canadian down-payment reference points; the exact minimum can depend on purchase price and mortgage rules.
Does this calculate closing costs?
No. Closing costs such as land transfer tax, legal fees and adjustments are separate.