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Ontario Mortgage Calculator
Enter the home price, down payment, annual rate and amortization period.
Monthly payment—
Mortgage amount—
Total interest—
Loan-to-value—
Important note
Estimate mortgage payments and total interest from price, down payment, rate and amortization.
Illustrative estimate only. Actual results can differ because of taxes, payroll frequency, lender underwriting, fees, compounding conventions and personal circumstances.
Frequently asked questions
Is this an exact lender quote?
No. It is an educational estimate. Lenders may use different qualification and compounding rules.
Does a down payment affect mortgage insurance?
Potentially. The 20% threshold is a common benchmark, but mortgage insurance rules depend on the specific loan and borrower.